fairfee / compare
CompareStripe is the default for online payments — and defaults are expensive. 1.75% + 30¢ per domestic card payment, settled in 2 business days. fairfee costs the merchant nothing and settles the same day.
If you run a software product with global customers, subscriptions in five currencies, and a developer on staff, Stripe is built for you and worth its fees. If you're an Australian service business invoicing Australian customers, you're paying for global infrastructure you never use.
On $8,000 of monthly online invoices, Stripe takes roughly $148 plus per-transaction fees — around $1,900 a year. With fairfee, your customer sees a clear 2% fee before approving in their banking app, and you receive the full invoiced amount.
Card payments carry chargeback risk — the card network can reverse a payment weeks later, and the merchant argues their case to an algorithm. PayTo payments are authorised by the customer inside their own bank and carry no card-style chargebacks. Disputes become a conversation with your customer, where they belong.
| Side by side | Stripe | fairfee |
|---|---|---|
| Domestic online rate | 1.75% + 30¢ | $0 (customer pays 2%) |
| You receive on a $200 invoice | $196.20 | $200.00 |
| Settlement | 2 business days | Same day — seconds |
| Chargebacks | Yes | None |
| International cards | Yes | Australian accounts only |
| Monthly fee | $0 | $0 |
Competitor rates as published August 2026 — check their websites for current pricing. fairfee is launching soon; join the waitlist for early access.
Join the waitlist and we'll email you the moment your free account is ready. Early members get priority onboarding.